Loan Services
Tailored financing solutions to meet all your needs.
Personal Loan
Eligibility Criteria
- Employment Type: Salaried employee (Private, Government, PSU, or MNC)
- Minimum Net Salary: ₹15,000 per month (credited to bank account)
- CIBIL Score: 700 or above
- Age: Minimum 21 years at the time of application
- Residency: Indian citizen with stable employment
Required Documents
- Aadhaar Card (Identity & address proof)
- PAN Card
- Latest 3 Months’ Salary Slips
- Latest 3 Months’ Bank Statements (with salary credits)
- Current Address Proof (utility bill, rental agreement, passport, etc.)
Features & Benefits
- No Collateral Required – 100% unsecured personal loan
- Quick Processing – Fast approval & disbursal, usually within 24–48 hours
- Attractive Interest Rates – Based on profile & CIBIL score
Business Loan
Eligibility Criteria
- Applicant Type: Self-employed individuals, proprietors, partnership firms, private limited companies, or SMEs
- Business Vintage: Minimum 2 years of business operations
- Annual Turnover: At least ₹20 Lakhs
- CIBIL Score: 700+ preferred
- Age: 21 – 65 years
- Own House (Mandatory): Applicants must own a residential property in their name.
Required Documents
- Identity Proof: Aadhaar / PAN / Passport / Voter ID
- Address Proof: Aadhaar / Passport / Utility Bill / Rental Agreement
- Selfie Photograph
- Business & Financial Proof
- Own House Proof
Features & Benefits
- Unsecured Loan – No collateral required, only own-house proof for eligibility
- Quick Approval & Disbursal – Loans processed within 3–7 working days
- Flexible Loan Amounts – Based on turnover & financials
Home Loan
Eligibility Criteria
- Applicant Type: Salaried employees, self-employed professionals, business owners
- Age: 21 to 60 years
- Minimum Income: Typically ₹25,000 per month
- Credit Score: 650+ preferred
Required Documents
- Identity & Address Proof
- Photograph
- Income Proof (Salaried or Self-employed)
- Property Documents
Features & Benefits
- High Loan Amounts – Finance up to 80–90% of property value
- Attractive Interest Rates – Competitive rates from banks & NBFCs
- Flexible Tenure – Repay comfortably up to 20 years
Loan Against Property (LAP)
Eligibility Criteria
- Applicant Type: Salaried employees, self-employed professionals, business owners
- Age: 21 – 60 years
- Minimum Income: ₹25,000 per month
- CIBIL Score: 700+ preferred
- Property Type: Must own a residential or commercial property
Required Documents
- Identity & Address Proof
- Selfie Photograph
- Income Proof
- Property Documents (Mandatory)
Features & Benefits
- Attractive Interest Rates – Starts from 11% p.a.
- High Loan Amount – From ₹5 Lakhs to ₹20 Crores
- High Loan-to-Value (LTV) – Up to 60–70% of property market value
New & Used Car Loan
Eligibility Criteria
- Applicant Type: Salaried, Self-employed, Business Owners
- Age: 21 – 58 years
- Minimum Net Income: ₹20,000 per month
- CIBIL Score: 700+ mandatory
- Car Age Limit (Used): Up to 7 years at loan maturity
Required Documents
- KYC Documents
- Income Proof
- Vehicle Documents (Proforma Invoice for new, RC & Insurance for used)
Features & Benefits
- Loan for 90–100% of On-Road Price (subject to profile)
- Attractive Interest Rates – Competitive, based on CIBIL & income
- Flexible Tenure – 1 to 7 years
Education Loan
Eligibility Criteria
- Applicant (Student): Indian citizen with confirmed admission, CIBIL 700+
- Co-applicant (Parent): Income holder, Own house mandatory, CIBIL 700+
- Loan Amount: Up to ₹1 Crore
Required Documents
- Student & Parent KYC
- Admission Letter & Academic Records
- Parent's Income Proof
- Property Documents (Mandatory)
Features & Benefits
- High Loan Amount – Up to ₹1 Crore for India & Abroad education
- Attractive Interest Rates – As per applicant’s profile & property collateral
- Flexible Tenure – Repayment up to 15 years including moratorium
Private Funding Loan
Eligibility Criteria
- Loan Amount: ₹5 Lakhs to ₹1 Crore
- Income: Salaried / Self-Employed with stable income
- Collateral: Property Sale Deed must be in applicant’s name
Required Documents
- KYC Documents
- Bank Statements & Income Proof
- Original Property Sale Deed (Mandatory)
Features & Benefits
- Loan Amount: ₹5 Lakhs to ₹1 Crore
- Interest Rate: Starts from ₹2 per month per ₹100 borrowed
- Flexible Tenure: Minimum 6 months – Maximum 3 years
Non Banking Financial Company (NBFC)
Minimum Required Documents
- KYC Documents (PAN Card, Aadhaar Card)
- Income Proof (Salary Slips or ITR)
- Bank Account Statements (Latest 6 months)
- Business Proof (For self-employed)